# DIFC DEWS contribution calculator

> DIFC employers pay into the DEWS plan instead of paying end-of-service gratuity: 5.83% of monthly basic salary for employees with under 5 years' service and 8.33% from 5 years. The money is invested for the employee and paid out when they leave.

Interactive calculator: https://www.countify.ae/tools/dews-calculator · Updated 2026-10-14 · Countify UAE

## DEWS contributions

5.83% of basic salary under 5 years' service, 8.33% from 5 years.

| Basic / service | Contribution rate | Employer contribution a month |
| --- | --- | --- |
| AED 15,000 / 2 years | 5.83% | AED 874.50 |
| AED 25,000 / 3 years | 5.83% | AED 1,457.50 |
| AED 25,000 / 6 years | 8.33% | AED 2,082.50 |

The rates match the gratuity accrual of 21 and 30 days a year.

## How DEWS differs from gratuity

Gratuity is an unfunded promise paid at the end; DEWS is funded monthly, invested and portable. The rates are set to equal 21 and 30 days of basic salary a year. Employers outside the DIFC can join similar voluntary savings schemes, but most still pay gratuity under the labour law; see the [gratuity calculator](https://www.countify.ae/tools/gratuity-calculator).

## Legal basis

- DIFC Employment Law No. 2 of 2019, Article 66 (https://www.difc.ae/business/laws-and-regulations)

## Frequently asked questions

### What percentage is DEWS?

5.83% of basic salary for under 5 years' service and 8.33% for 5 years or more.

### Do DIFC employees still get gratuity?

No. Since 2020, DEWS replaces end-of-service gratuity for DIFC employees.