# Dubai property transfer fee calculator

> Buying property in Dubai costs about 7–8% on top of the price with a mortgage and an agent: the Dubai Land Department transfer fee of 4%, title deed and trustee office fees, mortgage registration of 0.25% of the loan plus AED 290, and agent commission of usually 2% plus VAT.

Interactive calculator: https://www.countify.ae/tools/dubai-property-transfer-fee-calculator · Updated 2026-10-14 · Countify UAE

## Buying costs for a resale property

With a 75% mortgage and an agent.

| Price | DLD transfer fee (4%) | Total buying costs | As a share of the price |
| --- | --- | --- | --- |
| AED 1,000,000 | AED 40,000.00 | AED 67,945.00 | 6.79% |
| AED 2,000,000 | AED 80,000.00 | AED 130,820.00 | 6.54% |
| AED 5,000,000 | AED 200,000.00 | AED 319,445.00 | 6.39% |

Budget roughly 7–8% on top of the price for a mortgaged purchase through an agent.

## Fees and VAT

The DLD fee and title deed fees are government charges and carry no VAT. Agent and trustee fees are services and carry 5% VAT. A new residential unit bought from a developer is zero-rated for VAT; see the [VAT on property calculator](https://www.countify.ae/tools/vat-on-property-calculator). Fees are set by the DLD and can change, so the calculator lets you edit them.

## Frequently asked questions

### How much is the DLD transfer fee?

4% of the purchase price, plus title deed and admin fees.

### Who pays the transfer fee in Dubai?

Usually the buyer, though it can be negotiated.