DIFC DEWS contribution calculator
DIFC employers pay into the DEWS plan instead of paying end-of-service gratuity: 5.83% of monthly basic salary for employees with under 5 years' service and 8.33% from 5 years. The money is invested for the employee and paid out when they leave.
Reviewed by Countify's ACCA/FCCA chartered certified accountants · Updated
- Contribution rate
- 5.83%
- Employer contribution a month
- AED 1,457.50
- A year
- AED 17,490.00
DIFC employers pay into DEWS instead of accruing end-of-service gratuity. Employees can top up voluntarily.
Results are estimates for general information, not tailored advice.
DEWS contributions
5.83% of basic salary under 5 years' service, 8.33% from 5 years.
| Basic / service | Contribution rate | Employer contribution a month |
|---|---|---|
| AED 15,000 / 2 years | 5.83% | AED 874.50 |
| AED 25,000 / 3 years | 5.83% | AED 1,457.50 |
| AED 25,000 / 6 years | 8.33% | AED 2,082.50 |
The rates match the gratuity accrual of 21 and 30 days a year.
How DEWS differs from gratuity
Gratuity is an unfunded promise paid at the end; DEWS is funded monthly, invested and portable. The rates are set to equal 21 and 30 days of basic salary a year. Employers outside the DIFC can join similar voluntary savings schemes, but most still pay gratuity under the labour law; see the gratuity calculator.
Legal basis
We review this calculator whenever the FTA or Ministry of Finance issues a new decision or clarification.
Frequently asked questions
What percentage is DEWS?
5.83% of basic salary for under 5 years' service and 8.33% for 5 years or more.
Do DIFC employees still get gratuity?
No. Since 2020, DEWS replaces end-of-service gratuity for DIFC employees.
Payroll and WPS services
We run monthly WPS payroll, track leave and gratuity, and prepare final settlements correctly, so HR questions do not become labour complaints.