Dubai property transfer fee calculator
Buying property in Dubai costs about 7–8% on top of the price with a mortgage and an agent: the Dubai Land Department transfer fee of 4%, title deed and trustee office fees, mortgage registration of 0.25% of the loan plus AED 290, and agent commission of usually 2% plus VAT.
Reviewed by Countify's ACCA/FCCA chartered certified accountants · Updated
Check current DLD fees for your property type.
Typically AED 4,000 at AED 500,000 and above, AED 2,000 below.
- DLD transfer fee (4%)
- AED 80,000.00
- Trustee fee incl. VAT
- AED 4,200.00
- Mortgage registration (0.25% + AED 290)
- AED 4,040.00
- Agent commission incl. VAT
- AED 42,000.00
- Total buying costs
- AED 130,820.00
- As a share of the price
- 6.54%
Mortgage buyers also pay bank arrangement and valuation fees. VAT does not apply to residential resale prices, but does apply to agent and trustee fees.
Results are estimates for general information, not tailored advice.
Buying costs for a resale property
With a 75% mortgage and an agent.
| Price | DLD transfer fee (4%) | Total buying costs | As a share of the price |
|---|---|---|---|
| AED 1,000,000 | AED 40,000.00 | AED 67,945.00 | 6.79% |
| AED 2,000,000 | AED 80,000.00 | AED 130,820.00 | 6.54% |
| AED 5,000,000 | AED 200,000.00 | AED 319,445.00 | 6.39% |
Budget roughly 7–8% on top of the price for a mortgaged purchase through an agent.
Fees and VAT
The DLD fee and title deed fees are government charges and carry no VAT. Agent and trustee fees are services and carry 5% VAT. A new residential unit bought from a developer is zero-rated for VAT; see the VAT on property calculator. Fees are set by the DLD and can change, so the calculator lets you edit them.
Frequently asked questions
How much is the DLD transfer fee?
4% of the purchase price, plus title deed and admin fees.
Who pays the transfer fee in Dubai?
Usually the buyer, though it can be negotiated.
Accounting for property owners and families
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